United Healthcare – Fair Oaks, CA
Learn More About the Benefits of United Healthcare
Dental care is often viewed as a luxury because it can be expensive, but visiting a dentist is more affordable than you might believe, especially if you have insurance. Dental insurance is designed to keep your mouth healthy for minimal expenses. With your oral health and overall wellness connected, routine dental care is essential for your well-being. Your United Healthcare dentist in Fair Oaks will help you keep your mouth healthy to promote your general wellness without costing your life’s savings.
United Healthcare Coverage Availability & Fees
United Healthcare provides comprehensive dental plans for families and individuals throughout the U.S. They focus on prevention to stop common dental issues from occurring in the first place. However, they also provide coverage for medically necessary dental services. Although every plan differs, most include:
- 100% of preventive services
- 80% of basic dental work
- 50% major dental work
You can visit your dentist every 6 months for a routine cleaning and checkup for a co-pay to lessen your risk of needing costly dental procedures later. Researchers have found that $1 of preventive care may save up to $50 on emergency and restorative fees. You'll avoid tooth loss while cutting your long-term dental expenses.
If your dentist finds anything concerning, you don't have to delay treatment, even if money is tight. United Healthcare will cover some of the expenses of common restorative procedures after meeting your annual deductible. You can use your yearly allowance to lower the amount you'll pay out-of-pocket for necessary treatments, like fillings, gum disease therapy, and dental crowns.
United Healthcare has pre-negotiated rates with preferred dental practices to keep costs affordable. When visiting an in-network dentist, you'll benefit from more coverage. However, you can enjoy the freedom of choosing a dentist and your services with an out-of-network dentist, but you may pay more out-of-pocket.
Your dental coverage doesn't last forever. Your policy resets at the end of the year. You'll lose anything you haven't used and you won't be reimbursed for your premiums or deductibles. With less than 3% of Americans reaching their annual limits, billions of dollars are lost every year in unused benefits. We don't want to see you waste what you've paid for.
Meet the Team
A member of our dental team will help you maximize your dental insurance in Fair Oaks. They will work on your behalf with United Healthcare, so you have one less thing to worry about. They will explain how your coverage is being used to pay for your treatments and discuss your payment options for any remaining balance, like monthly installments with CareCredit. They will help you find the solutions you need to invest in optimal oral health without breaking the bank.
Request an appointment through our website or call our office at (916) 702-3375.